A Comprehensive Guide to Gift Tax Regulations for US Expats in the UK in 2026
Introduction You want to help your daughter buy her first flat in London. You are thinking of gifting her £150,000 toward the deposit. You are a US citizen, UK resident for the past twelve years, and married to a UK-citizen spouse. The conversation with your friend at the school gate produces three completely contradictory answers […]
UK Stamp Duty US Buyers 2026 American Investor Guide
Introduction You have decided to buy a £600,000 flat in central London as an investment alongside your primary residence in San Francisco. Your UK lawyer mentions Stamp Duty Land Tax (SDLT). Your US accountant asks about the structure. Your friend says you should buy through a UK Limited company. By the time you finish the […]
Property Tax US Citizens UK Property Complete Guide 2026
Introduction You bought a flat in Bermondsey ten years ago for £385,000, picked up a Manchester Buy-to-Let three years ago for £165,000, and inherited a Yorkshire Dales cottage from your aunt last year, worth £435,000: three properties, three different US tax positions, and seven different UK taxes interacting across the lifecycle. The property tax US […]
Social Security National Insurance US UK Workers Guide 2026
Introduction You moved from Boston to London five years ago to work for a UK employer on a £125,000 salary. You have been paying UK PAYE income tax and Class 1 National Insurance each month — but did you know that the US Social Security Administration may technically still consider you within US Social Security […]
401 (k) UK Pension Tax Treatment US Expats 2026 Guide
Introduction You moved from Chicago to London five years ago. You have a $185,000 US 401(k) from your pre-London Chicago employer sitting at Fidelity, you have been auto-enrolled into a NEST workplace pension at your London firm building toward £45,000, and you opened a Hargreaves Lansdown UK SIPP last year for additional retirement saving. Three […]
Child Tax Credit US Citizens UK How to Claim 2026
Introduction You moved to London five years ago with your American spouse, had two children in the UK, and have been filing a US Form 1040 every year through Form 1116, the Foreign Tax Credit, to absorb all US tax on your UK salary. Then a colleague at the school gate mentions she received approximately […]